Credit card offers to avoid

Looking for a new credit card? Here are the card offers to avoid and those to consider instead.

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What to look for in a credit card

The best credit cards offer lucrative rewards programs, concierge services, and other extra perks, but these incentives are far from common. According to Jill Gonzalez, analyst at WalletHub. “This includes the interest rate, annual fee, and other charges the card may incur, such as late fees and foreign transaction fees,” Gonzalez explains. There are thousands of credit cards on the market, and some of them are downright awful. If you’re looking for a new credit card, it’s important to do your research to make sure you get the right one. To help you save time, here are eight credit cards you should try to avoid altogether.

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Bad cashback offer: Goodyear® credit card

Cards you should avoid are ones that don’t offer any rewards, like the Goodyear credit card, Gonzales says. “This card only has minor promotions, like $5 off oil changes, she says. Instead, consider the Chase Freedom Unlimited card, which offers 2% cash back and has no annual fee. A some other cards It’s worth mentioning that good cash back rewards include the Capital One Quicksilver or the American Express Blue Cash Preferred, by Gonzalez. Use these cards and get the most out of your money to buy these things you should always pay with a credit card.