Personal Finance Insider writes about products, strategies, and advice to help you make smart decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. Terms apply to offers listed on this page. ReadRead More →

When you’re low on cash between paychecks or have an unexpected financial emergency, a payday loan can be a tempting option to help you make ends meet or access cash quickly. However, these short-term loans, which are usually due on the day of your next payday, are extremely risky. TheyRead More →

Bad credit is an expensive burden that can cost credit union members far more than a low FICO® score. Bad credit doesn’t just affect member loans; it actually extends to many other areas. Having bad credit can make it nearly impossible to get a new car, apartment, personal loan, orRead More →