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Think back to the last time you bought a car. You probably had an idea of the features you wanted, the general amount you could afford to spend, and maybe even knew exactly what vehicle you wanted. If you’re like half of Americans, you’re also using a car loan toRead More →
If your money has been with the same financial institution for a while, now is a good time to see if there is a better option. A Bank Rate Survey released earlier this year found that the average American adult has been using the same primary checking account for justRead More →
Bad credit is an expensive burden that can cost credit union members far more than a low FICO® score. Bad credit doesn’t just affect member loans; it actually extends to many other areas. Having bad credit can make it nearly impossible to get a new car, apartment, personal loan, orRead More →
Tuesday, October 23, 2018 1:30 p.m. / Gloexmarketing.net If you have less than perfect credit or no credit, you may be wondering how you will get your auto loan approved. High interest rates and heavy monthly obligations may have scared you off. With a little preparation, getting a car loanRead More →
TERRY McAlpine feared he would never be a homeowner due to £50,000 debt and a crumbling credit rating, but he still managed to get a mortgage on his three-bedroom house. Often lenders won’t take someone with bad credit because they’re considered too risky. 2 Terry worried that his bad creditRead More →
RD.COM Money Expenses Looking for a new credit card? Here are the card offers to avoid and those to consider instead. alexialex/Shutterstock What to look for in a credit card The best credit cards offer lucrative rewards programs, concierge services, and other extra perks, but these incentives are far fromRead More →
Worry about credit is a major barrier to mortgage applications, with 70% of people worried they won’t be able to buy a home because of their credit score, according to data from mortgage broker platform Haysto. The survey says, “Fear of credit scores keeps people from making their dream ofRead More →
What a Good APR Credit Card Looks Like A good APR for a credit card is less than 14% – if you have good credit. If you have excellent credit, you may qualify for an even better rate, like 10%. If you have bad credit, however, the best credit cardRead More →
Most people’s eyes are fixed on the words “credit score”. Of course, it’s boring. It’s confusing. But ignoring it can make your financial life difficult. And it can also affect your social life. We often forget the social impact of credit, but it exists nevertheless. For example, a Bankrate pollRead More →
Image source: Getty Images. While this does not influence our product opinions, we do receive compensation from partners whose offers appear here. We are by your side, always. See our full disclosure to advertisers here. I tend to accumulate credit card points with travel credit cards because, as someone whoRead More →
The Federal Trade Commission announced late last week that it had won a $ 6.4 million fine against a credit repair operation that apparently ignored a 2010 enforcement agency order on its deceptive practices. A court ordered the defendants to pay the FTC $ 6.4 million within 30 days andRead More →
when you have bad credit, you don’t just have trouble shopping on credit. You also have difficulty when trying to rent an apartment. However, having bad credit doesn’t mean you can’t find a great place to hang your hat. This is how you can get a good apartment with lessRead More →
Are you looking for a new vehicle, but you have no luck getting a car loan? It can be frustrating and can make it seem like there is nowhere to go when you are fundraising for bad credit. But the truth is, there are car dealerships that work with badRead More →
You may have seen or heard of some car dealerships offering discount credit or credit amnesty. This is just another way of saying that they are offering car loans for bad credit so don’t think you are getting real forgiveness but you may still be lucky enough to finance aRead More →
You can’t take it with you, but do credit card bills follow you to the grave? Does this debt die with you? Or can it come back to haunt those who remain? There is no one answer. A number of factors, including where you live and who applied for theRead More →